5 Surprising Financial Benefits

Navigating the murky waters of financial stability is almost impossible without complex charts and a little outside help. When money matters get rough, ACI’s employee assistance program (EAP) offers more than just assistance with resolving debt or foreclosure issues. Five surprising services may help prepare the (even slightly) financially confused for smooth sailing at any age.

Tax Planning

With tax season just around the corner, it’s easy to get overwhelmed – and put off tax forms and returns until the very last minute. What can be claimed as a deduction? How can taxes owed be significantly lessened?  Am I filing my tax return correctly?  The financial consultation services available through ACI’s EAP provide employees and all family members with tax planning and document preparation assistance.

Budgeting

Temptation can be difficult to resist, especially when that sparkling smartphone is on sale or just one extra meal out hardly seems worth the worry. But all the little things quickly add up. Setting a realistic budget of monthly expenses can keep that wallet in check and leave money left over for those little temptations.  ACI’s EAP includes financial coaching services that can help build and manage a budget that works for personal lifestyles and goals.

Investments

Looking to invest in the market, a new home, or perhaps a start-up?  Financial coaches can provide guidance and advice to help make smart financial investment decisions, ensure terms and options are fully understood, and help get the best rate of return.

Retirement

Think retirement savings is just for those in their golden years? Think again. It’s never too early to get smart about a financially secure future. A financial coach can explain the various retirement options available, such as 401(k)s, IRAs, and personal retirement plans, and help select a plan that best suits individual needs.

Loans

Whether repaying student loans or looking to refinance a mortgage, it can help to consult a financial coach through ACI’s EAP.  A financial expert can help answer questions, explain options, and provide the information and tools needed to make the decision.

Anchors and maps aren’t last-ditch efforts when a storm’s on the horizon. They’re necessary before setting out on any journey – financial or otherwise. Like a steady wind, strong guidance can mean the difference between meeting a happy destination and experiencing some turbulence. Stabilize your personal economy with the wide range of benefits offered through ACI’s financial assistance services – before disaster strikes.